Causes of Water Damage
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Plumbing leaks (e.g., burst pipes, leaking faucets)
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Natural disasters (e.g., hurricanes, floods)
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Faulty appliances (e.g., washing machines, dishwashers)
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Roof leaks (e.g., damaged shingles, clogged gutters)
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Foundation cracks
Types of Water Damage
* Category 1: Clean Water
- Originates from a sanitary source (e.g., broken pipe)
- Minimal health risks
* Category 2: Gray Water
- Originates from a contaminated source (e.g., washing machine)
- May contain bacteria and microorganisms
* Category 3: Black Water
- Originates from a highly contaminated source (e.g., sewage)
- Poses serious health risks
Legal Definition of Water Damage
In legal terms, water damage is defined as:
Any damage to property caused by the presence of water, which may include the following:
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- Damage to building materials
- Damage to personal belongings
- Structural damage
- Health hazards from mold or bacteria growth